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best-time-to-buy-a-new-car
Auto Loan

When is the Best Time to Buy a New Car?

At Addition Financial we do our best to inform our members about the car-buying process. What’s the best time to buy a new car? There’s more than one answer to that question – and here’s what you ...

Negotiate Car Price
Auto Loan

6 Strategies for Negotiating Car Price at a Dealership

Negotiating requires skill, but it’s nothing you can’t master. Here are six strategies to help you negotiate car prices for your next car.

what-car-should-buy
Auto Loan

What Car Should I Buy? New vs. Used Car Tips

You know it’s time to buy a car. That part is easy; but what’s tricky is answering this question: What car should I buy?

credit-union-auto-loan
Auto Loan

5 Reasons to Get a Credit Union Auto Loan

If you’re considering buying a new car, you might be wondering whether it makes sense to apply for a credit union auto loan. After all, there are other options available. Here are five reasons to get ...

apply-for-car-loan
Auto Loan

Should I Apply for a Car Loan at the Dealership?

In this post, we’ll talk about what the advantages and disadvantages are of getting a loan through a dealership. We’ll also tell you what you need to know before you apply for a car loan, so you can ...

How to Buy a New Car
Auto Loan Budgeting

How to Buy a New Car and Get the Best Deal

It’s natural to have concerns and to want as much information as possible about how to buy a car before you start negotiations. We’re here to help.

auto-loan-pre-approval
Auto Loan

5 Benefits of Getting an Auto Loan Pre-Approval

You may not know how much car you can afford, and you might be nervous about negotiating a loan. One way to mitigate the nerves and shop with confidence is to get an auto loan pre-approval.

auto-loan-calculator
Auto Loan

Auto Loan Calculator: How Much Can I Afford?

In this post we’ll review what you need to know about the parameters of auto loans and also link you to an auto loan calculator to help you determine the right loan amount for your next car.

second-mortgage-rates
Mortgages

What to Look For When Comparing Second Mortgage Rates

There are many reasons you might want to consider getting a second mortgage on your home. Here's everything you need to know about rates and options before you decide to take out a new loan.

Refinance Jumbo Loans
Mortgages

4 Tips to Refinance Your Jumbo Loan in 2023

If you have a large mortgage on your home, also known as a jumbo loan, you may want to consider refinancing to help you save money.

Cash-Out Refinance
Mortgages

When Does a Cash-Out Refinance Make Sense?

Refinancing your home is a big decision. Let’s talk about why you might want a cash-out refinance on your home. Then, we’ll review the pros and cons of getting one.

home-equity-line-of-credit-requirements
Mortgages

4 Home Equity Line of Credit Requirements to Know

In this post we’ll explain the basic qualifications and requirements for a home equity line of credit and give you some tips about how to improve your chances of being approved.