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Loan Vocabulary Sheet: Key Terms to Know Before Borrowing
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The 6 Steps of the Mortgage Loan Process Explained
To make sure you understand the mortgage loan process, we’ve put together this list of the six steps required to get a mortgage.
Conforming and Non-Conforming Loans: What's the Difference?
One area where first-time homebuyers have a lot of confusion is understanding non-conforming and conforming loans. So let’s talk about the differences between them.
6 Reasons to Get a Credit Union Mortgage as a New Homebuyer
There are many reasons to consider a credit union mortgage. We’ve put together this list of six of the most compelling reasons to help you understand why we think credit union mortgages are best.
First-Time Homebuyer Down Payment Assistance 101: Grants & Programs
These programs are intended to help people who might not otherwise be able to buy a home to become homeowners. Here are some first-time homebuyer programs and grants to consider as you shop for your ...
How Much is FHA Mortgage Insurance and Why is it Required?
We hear questions about FHA mortgage insurance frequently from our members, so we thought it would be helpful to explain the basics of how it works and why you need it.
5 Mortgage Amortization Strategies for Today's Homebuyers
In this post we’ll review some of the mortgage amortization options available to you as a first-time homebuyer so you can decide which option will work best for you.
How to Have a Smooth Underwriting Process the First Time
Here are some things you can do to ensure that the underwriting process for your mortgage is as seamless (and stress-free) as possible.
Do I get a Mortgage Pre-Qualification or Home Loan Pre-Approval?
Many banks and lending institutions want people to focus on mortgage pre-qualification or home loan pre-approval. What we find is that some people don’t understand what these terms mean and how they ...
What is EMV? 7 Facts About Chip and Pin Credit Cards
So, what is EMV? How do the new chip and pin credit cards work? Here are seven things you should know.
How Does Contactless and NFC Payment Work?
You’ve probably seen it happen. A customer holds their mobile phone near the store’s device – and just like that, the purchase has been made. What you might not know is how that technology works. ...
5 Ways to Report Credit Card Fraud
You need to know what to do if your information is stolen – including knowing when and how to report credit card fraud. With that in mind, here are five ways to report credit card fraud and get your ...
Is Identity Theft Insurance Worth the Money?
One possible way to safeguard your credit is buying identity theft insurance. Like all insurance, it offers some protection in case the worst should happen. But… is it worth the expense?
