Resources | Addition Financial Credit Union

How to Get Started with Digital Banking at Addition Financial

Written by Addition Financial | October 16, 2024

Table of Contents

1. Opening a Digital Bank Account
2. Making the Most of Digital Banking

As a top financial institution, Addition Financial is dedicated to continuously improving our members' experiences. We know you want a simple and convenient way to handle your personal banking. You need a reliable way to access and manage your money if you're going to achieve your financial dreams.

That said, we're excited to unveil our new Digital Banking. Now, you can save time and rest assured your finances are only a few taps away. With upgraded features, like user-friendly navigation, enhanced security, and tools for goal setting, online banking has never been better.

Ready to open a digital bank account? In this post, we're going to walk you through the steps you need to take, with tips on how to maximize your online banking experience.


Opening a Digital Bank Account

Registering for a digital bank account with Addition Financial is easy and intuitive. There are just a few enrollment steps we require to keep your experience safe and efficient. Here's how you can get started today:

Prepare for Account Setup

Whether you're new to online banking or have previously used an account with Addition Financial, you'll start by visiting the Login Page on our site. You'll want to make sure your internet connection is stable for a smooth account opening experience.

Once here, you're ready to either register for online banking or use your existing credentials to log into your current account. In the next steps, we'll walk you through the new user registration process.

Authenticate Your Identity

First, you'll need to click on "Register with Digital Banking" from the Login Page. Then, it's time to verify who you are. We'll ask for some personal information, like SSN and date of birth, along with a way to authenticate your identity. Then, we'll send a code to the phone number or email address you enter. Once verified, you're ready to continue setting up your account.

Set Your Login Credentials

Now, it's time to create your username and password. For both your username and password, there will be a list of requirements on the screen.

It's crucial that you pick a strong password during this step. Use a unique password that you haven't used for any other online accounts, with a mix of uppercase and lowercase letters, numbers, and symbols. Our system will let you know if you're missing any requirements.

Once you've confirmed your login credentials, keep them somewhere safe, like a password manager. Now, you're almost ready to begin using your account.

Finalize Your Account 

Before you can officially open your account, you'll need to accept Addition Financial's terms and conditions. Now is a good time to familiarize yourself with our security policies and disclosures. Once you "Accept and Continue," you're ready to begin enjoying Digital Banking with our credit union.

Making the Most of Digital Banking

With your registration complete, it's time to start exploring our new and improved features. These tools are designed to make everyday transactions easier, providing you with a clear picture of your finances. It'll benefit your experience if you spend some time familiarizing yourself with these features from the start.

Explore Your New Online Banking Dashboard

Upon logging in, you'll see our brand-new Dashboard. This will act as your home base for your online banking experience. You'll be able to do things like:

With this kind of information in the palm of your hand, it's easier to protect and manage your money at all times. For example, you can quickly check if you have enough money in your checking account to avoid an overdraft before making purchases. This kind of visibility puts you in control of your finances.

Customize Your Experience

Your banking should work for you, which is why we want to help you customize your account to match your preferences. The User Settings menu will allow you to toggle on or off important elements, like switching from English to Spanish. You can also update your contact information as needed.

To make your experience more personal, you can select the widgets you want to see on your dashboard. This makes it easy to customize your experience by showing or hiding the details that matter most to you. It's also a great idea to set up the actions you would like to receive alerts for, like direct deposit or security notifications.

You can also opt into AFCU Financial Wellness tools, which help you perform Financial Health Checkups. This will add additional widgets to your dashboard, including a personal Spending Analysis, so you can stay on top of your individual habits.

Download the App for On-the-Go Access 

To fully embrace the convenience of digital banking, setting up mobile banking on your smartphone for on-the-go access is a great idea. Our mobile banking app allows you to manage your finances anytime, anywhere, providing more flexibility and control. 

By downloading the Addition Financial mobile app from the App Store or Google play, you can easily check your account balance, review transactions, transfer funds, and even activate push notifications for added security. If you need assistance, you can take advantage of secure messaging for your customer service needs.


Get Started with Digital Banking

Digital banking is more than just checking your balance or moving money. It empowers you to make informed decisions and continuously improve your financial well-being. By staying on top of your finances in real-time, you're one step closer to reaching your goals. Ready to try our new Digital Banking? Follow the steps above for online account opening and begin enjoying our updated platform today!