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How to Buy a New Car
Auto Loan Budgeting

How to Buy a New Car and Get the Best Deal

It’s natural to have concerns and to want as much information as possible about how to buy a car before you start negotiations. We’re here to help.

auto-loan-pre-approval
Auto Loan

5 Benefits of Getting an Auto Loan Pre-Approval

You may not know how much car you can afford, and you might be nervous about negotiating a loan. One way to mitigate the nerves and shop with confidence is to get an auto loan pre-approval.

auto-loan-calculator
Auto Loan

Auto Loan Calculator: How Much Can I Afford?

In this post we’ll review what you need to know about the parameters of auto loans and also link you to an auto loan calculator to help you determine the right loan amount for your next car.

second-mortgage-rates
Mortgages

What to Look For When Comparing Second Mortgage Rates

There are many reasons you might want to consider getting a second mortgage on your home. Here's everything you need to know about rates and options before you decide to take out a new loan.

Refinance Jumbo Loans
Mortgages

4 Tips to Refinance Your Jumbo Loan in 2023

If you have a large mortgage on your home, also known as a jumbo loan, you may want to consider refinancing to help you save money.

Cash-Out Refinance
Mortgages

When Does a Cash-Out Refinance Make Sense?

Refinancing your home is a big decision. Let’s talk about why you might want a cash-out refinance on your home. Then, we’ll review the pros and cons of getting one.

home-equity-line-of-credit-requirements
Mortgages

4 Home Equity Line of Credit Requirements to Know

In this post we’ll explain the basic qualifications and requirements for a home equity line of credit and give you some tips about how to improve your chances of being approved.

Home Equity Line of Credit
Mortgages

Home Equity Line of Credit vs. Second Mortgage: The Differences

In this post, we’ll review the two most common options for financing home repairs and improvements. The first is a home equity line of credit, and the second is a second mortgage. Each option has its ...

mortgage-refinance-calculator
Mortgages

Mortgage Refinance Calculator: How Much Could You Save?

At Addition Financial, we get a lot of questions about mortgage refinancing. We work with our members to ensure they understand their options. Using a mortgage refinance calculator can help you ...

Fixed-Rate Mortgage
Mortgages

3 Benefits of Refinancing an Adjustable into a Fixed Mortgage

In this post, we’ll talk about some of the reasons people with adjustable-rate mortgages refinance into fixed-rate mortgages. We’ll also give you some of the specific benefits of doing so, so you can ...

How to Refinance Mortgage
Mortgages

How to Refinance Your Mortgage Loan in 9 Steps

Refinancing your home has a lot in common with buying a home for the first time. At Addition Financial we get a lot of questions about how to refinance mortgages so we thought we’d put together a ...

homeowners-insurance-cost
Mortgages

6 Ways to Save on Your Homeowners Insurance Cost

We’ve put together some tips and guidelines to help you negotiate with your insurance carrier. Here are six ways to save on your homeowner’s insurance cost.