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Loan Vocabulary Sheet: Key Terms to Know Before Borrowing
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How to Refinance Your Mortgage Loan in 9 Steps
Refinancing your home has a lot in common with buying a home for the first time. At Addition Financial we get a lot of questions about how to refinance mortgages so we thought we’d put together a ...
6 Ways to Save on Your Homeowners Insurance Cost
We’ve put together some tips and guidelines to help you negotiate with your insurance carrier. Here are six ways to save on your homeowner’s insurance cost.
Mortgage Talk: Home Appraisal Requirements and Who Pays for It
In this post, we'll explain why your mortgage lender will require a home appraisal, what you should expect the cost to be and who is responsible for covering the cost.
Why You Should Avoid the Cheapest Home Inspection Cost
As the expenses of buying a home pile up, it might be tempting to comparison shop your home inspection cost and choose the least expensive option. Here’s why that's a bad idea.
Everything You Need to Know About Closing on a House
We’ve put together this post explaining everything you need to know about closing on a house, so you can be prepared.
The Importance of a Property Title & Owner Search Under Contract
We frequently get asked about a property title and owner search. People want to know if it’s necessary to do a title search when they’re under contract. The short answer is yes, but let’s talk about ...
Beyond the Mortgage: What is the Real Cost of Buying a House?
If you’re preparing to buy a home, you’re probably thinking about money. You know you’ll need to qualify for a mortgage and make your monthly payments. What you may not know is the real cost of ...
The Pros and Cons to Selling Your Own Home
There are pros and cons to deciding to sell your own home. In this post, we’ll look at both to help you decide which option is best for you.
The Process of Buying a House: From Pre-Approval to Closing
The process of buying a home can be a complicated one. The steps outlined here will, we hope, help you understand the process so you know what to expect.
The 6 Steps of the Mortgage Loan Process Explained
To make sure you understand the mortgage loan process, we’ve put together this list of the six steps required to get a mortgage.
Conforming and Non-Conforming Loans: What's the Difference?
One area where first-time homebuyers have a lot of confusion is understanding non-conforming and conforming loans. So let’s talk about the differences between them.
6 Reasons to Get a Credit Union Mortgage as a New Homebuyer
There are many reasons to consider a credit union mortgage. We’ve put together this list of six of the most compelling reasons to help you understand why we think credit union mortgages are best.
