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Loan Vocabulary Sheet: Key Terms to Know Before Borrowing
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First-Time Homebuyer Down Payment Assistance 101: Grants & Programs
These programs are intended to help people who might not otherwise be able to buy a home to become homeowners. Here are some first-time homebuyer programs and grants to consider as you shop for your ...
How Much is FHA Mortgage Insurance and Why is it Required?
We hear questions about FHA mortgage insurance frequently from our members, so we thought it would be helpful to explain the basics of how it works and why you need it.
5 Mortgage Amortization Strategies for Today's Homebuyers
In this post we’ll review some of the mortgage amortization options available to you as a first-time homebuyer so you can decide which option will work best for you.
How to Have a Smooth Underwriting Process the First Time
Here are some things you can do to ensure that the underwriting process for your mortgage is as seamless (and stress-free) as possible.
Do I get a Mortgage Pre-Qualification or Home Loan Pre-Approval?
Many banks and lending institutions want people to focus on mortgage pre-qualification or home loan pre-approval. What we find is that some people don’t understand what these terms mean and how they ...
What is EMV? 7 Facts About Chip and Pin Credit Cards
So, what is EMV? How do the new chip and pin credit cards work? Here are seven things you should know.
How Does Contactless and NFC Payment Work?
You’ve probably seen it happen. A customer holds their mobile phone near the store’s device – and just like that, the purchase has been made. What you might not know is how that technology works. ...
5 Ways to Report Credit Card Fraud
You need to know what to do if your information is stolen – including knowing when and how to report credit card fraud. With that in mind, here are five ways to report credit card fraud and get your ...
Is Identity Theft Insurance Worth the Money?
One possible way to safeguard your credit is buying identity theft insurance. Like all insurance, it offers some protection in case the worst should happen. But… is it worth the expense?
6 Credit Card Fraud Detection and Prevention Tips
Taking a few practical steps to safeguard your information can help minimize the chances you’ll be a victim of fraud – and protect you if someone does take your information. Here are six tips that ...
What to Look for in a Credit Monitoring Service
Not all credit monitoring services are created equal. Here are some things to look for as you shop for the service that best suits your needs.
4 Common Credit Card Scams and How to Avoid Them
Scammers have been finding more and more ways to engage in credit card scams. They are becoming smarter and more technical in terms of finding your information. The good news? We are getting smarter ...
