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Buying a new home is a big deal at any time of life. But your first home purchase is something that often marks a huge life change, too. Let’s talk about the true cost of buying a new home. Here’s ...

There are many reasons you might want to consider getting a second mortgage on your home. Here's everything you need to know about rates and options before you decide to take out a new loan.

If you have a large mortgage on your home, also known as a jumbo loan, you may want to consider refinancing to help you save money.

Refinancing your home is a big decision. Let’s talk about why you might want a cash-out refinance on your home. Then, we’ll review the pros and cons of getting one.

In this post we’ll explain the basic qualifications and requirements for a home equity line of credit and give you some tips about how to improve your chances of being approved.

In this post, we’ll review the two most common options for financing home repairs and improvements. The first is a home equity line of credit, and the second is a second mortgage. Each option has its ...

At Addition Financial, we get a lot of questions about mortgage refinancing. We work with our members to ensure they understand their options. Using a mortgage refinance calculator can help you ...

In this post, we’ll talk about some of the reasons people with adjustable-rate mortgages refinance into fixed-rate mortgages. We’ll also give you some of the specific benefits of doing so, so you can ...

Refinancing your home has a lot in common with buying a home for the first time. At Addition Financial we get a lot of questions about how to refinance mortgages so we thought we’d put together a ...

We’ve put together some tips and guidelines to help you negotiate with your insurance carrier. Here are six ways to save on your homeowner’s insurance cost.

In this post, we'll explain why your mortgage lender will require a home appraisal, what you should expect the cost to be and who is responsible for covering the cost.

As the expenses of buying a home pile up, it might be tempting to comparison shop your home inspection cost and choose the least expensive option. Here’s why that's a bad idea.