Resources | Addition Financial Credit Union

May 18, 2018 | Mortgages

Everything You Need to Know About Closing on a House

We’ve put together this post explaining everything you need to know about closing on a house, so you can be prepared.

May 13, 2018 | Mortgages

The Importance of a Property Title & Owner Search Under Contract

We frequently get asked about a property title and owner search. People want to know if it’s necessary to do a title search when they’re under contract. The short answer is yes, but let’s talk about ...

May 10, 2018 | Mortgages

Beyond the Mortgage: What is the Real Cost of Buying a House?

If you’re preparing to buy a home, you’re probably thinking about money. You know you’ll need to qualify for a mortgage and make your monthly payments. What you may not know is the real cost of ...

May 8, 2018 | Mortgages

The Pros and Cons to Selling Your Own Home

There are pros and cons to deciding to sell your own home. In this post, we’ll look at both to help you decide which option is best for you.

May 4, 2018 | Mortgages

The Process of Buying a House: From Pre-Approval to Closing

The process of buying a home can be a complicated one. The steps outlined here will, we hope, help you understand the process so you know what to expect.

Apr 29, 2018 | Mortgages

The 6 Steps of the Mortgage Loan Process Explained

To make sure you understand the mortgage loan process, we’ve put together this list of the six steps required to get a mortgage.

Apr 26, 2018 | Mortgages

Conforming and Non-Conforming Loans: What's the Difference?

One area where first-time homebuyers have a lot of confusion is understanding non-conforming and conforming loans. So let’s talk about the differences between them.

Apr 23, 2018 | Mortgages

6 Reasons to Get a Credit Union Mortgage as a New Homebuyer

There are many reasons to consider a credit union mortgage. We’ve put together this list of six of the most compelling reasons to help you understand why we think credit union mortgages are best.

Apr 18, 2018 | Mortgages

First-Time Homebuyer Down Payment Assistance 101: Grants & Programs

These programs are intended to help people who might not otherwise be able to buy a home to become homeowners. Here are some first-time homebuyer programs and grants to consider as you shop for your ...

Apr 14, 2018 | Mortgages

How Much is FHA Mortgage Insurance and Why is it Required?

We hear questions about FHA mortgage insurance frequently from our members, so we thought it would be helpful to explain the basics of how it works and why you need it.

Apr 9, 2018 | Mortgages

5 Mortgage Amortization Strategies for Today's Homebuyers

In this post we’ll review some of the mortgage amortization options available to you as a first-time homebuyer so you can decide which option will work best for you.

Apr 5, 2018 | Mortgages

How to Have a Smooth Underwriting Process the First Time

Here are some things you can do to ensure that the underwriting process for your mortgage is as seamless (and stress-free) as possible.

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