Blog

Second Mortgage Rates

What to Look For When Comparing Second Mortgage Rates

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There are many reasons you might want to consider getting a second mortgage on your home. Here's everything you need to know about rates and options before you decide to take out a new loan.

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Refinance Jumbo Loans

4 Tips to Refinance Your Jumbo Loan in 2019

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If you have a large mortgage on your home, also known as a jumbo loan, you may want to consider refinancing to help you save money. Here are four tips to help you refinance a jumbo loan in 2019.

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Cash-Out Refinance

When Does a Cash-Out Refinance Make Sense?

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Refinancing your home is a big decision. Let’s talk about why you might want a cash-out refinance on your home. Then, we’ll review the pros and cons of getting one.

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Home Equity Line of Credit Requirements

4 Home Equity Line of Credit Requirements to Know

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In this post we’ll explain the basic qualifications and requirements for a home equity line of credit and give you some tips about how to improve your chances of being approved.

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Home Equity Line of Credit

Home Equity Line of Credit vs. Second Mortgage: What's the Difference?

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In this post, we’ll review the two most common options for financing home repairs and improvements. The first is a home equity line of credit, and the second is a second mortgage. Each option has its ...

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Mortgage Refinance Calculator

Mortgage Refinance Calculator: How Much Could You Save?

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At Addition Financial, we get a lot of questions about mortgage refinancing. We work with our members to ensure they understand their options. Using a mortgage refinance calculator can help you ...

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Fixed-Rate Mortgage

3 Benefits of Refinancing Your Adjustable into a Fixed-Rate Mortgage

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In this post, we’ll talk about some of the reasons people with adjustable-rate mortgages refinance into fixed-rate mortgages. We’ll also give you some of the specific benefits of doing so, so you can ...

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How to Refinance Mortgage

How to Refinance Your Mortgage Loan in 9 Steps

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Refinancing your home has a lot in common with buying a home for the first time. At Addition Financial we get a lot of questions about how to refinance mortgages so we thought we’d put together a ...

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Homeowners Insurance Cost

6 Ways to Save on Your Homeowners Insurance Cost

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We’ve put together some tips and guidelines to help you negotiate with your insurance carrier. Here are six ways to save on your homeowner’s insurance cost.

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Home Appraisal Cost

Why is a Home Appraisal Required for a Mortgage and Who Pays For It?

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One question we frequently hear has to do with the requirement for a home appraisal and the cost. In this post, we'll explain why your mortgage lender will require an estimate of the value of the ...

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Home Inspection Cost

Why You Should Avoid the Cheapest Home Inspection Cost

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At Addition Financial, we often hear from first-time homebuyers who are concerned about the home inspection cost. As the expenses of buying a home pile up, we can understand why it might be tempting ...

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Closing On a Home

Everything You Need to Know About Closing on a House

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We’ve put together this post explaining everything you need to know about closing on a house, so you can be prepared.

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